The Hidden Costs of Motorhome Ownership (and How to Save)

Owning a motorhome is a dream for many, but the reality of motorhome ownership costs can sometimes surprise new buyers. From insurance premiums to servicing, storage, and hidden extras, the bills can quickly add up if you’re not prepared.

One of the biggest ongoing expenses is fuel. Motorhomes, with their size and weight, are rarely economical compared to cars. Add to this insurance – which is influenced by your motorhome’s value, storage, and your driving record – and you’ve already got a significant recurring cost.

Servicing and maintenance also play their part. Tyres for larger vehicles are more expensive, and annual habitation checks ensure your motorhome is safe and compliant. These checks, while vital, are another line in the budget.

Then there are less obvious motorhome ownership costs such as campsite fees, tolls, ferry charges, and even increased household bills if you’re storing your vehicle at home.

So, how can you save? Shopping around for insurance is essential, as premiums can vary wildly. Joining discount schemes like ACSI can reduce campsite costs, while careful route planning helps avoid tolls and fuel wastage. Regular maintenance also prevents small issues becoming expensive repairs.

Owning a motorhome will never be “cheap,” but understanding and planning for true motorhome ownership costs ensures you can keep enjoying adventures without financial stress.